“Hi, my name is Brandon Hawkrigg, and I’m from Lindsay, Ontario. A few years ago, I experienced significant financial hardships due to some career and personal choices while living in Toronto. These challenges led me to move back to my hometown, where I reconnected with Josh and his brother, both old friends. Josh helped guide me through the process of getting back on track financially after I had suffered losses in the crypto and stock markets.

Through our conversations, he introduced me to smart investment strategies, and over the last 3 to 4 years, I’ve made slow but steady progress toward financial stability. I started out with about $8,000 in student loans, plus another $2,000 owed to the federal and provincial governments. On top of that, I had $1,000 in credit card debt and no car, living at home.

With Josh’s advice, I began investing. I put $500 into stocks and crypto and saw a return of $7,000 within 4 to 5 months. This allowed me to pay off my federal and provincial debts, and with the savings from my job, I was able to pay off my student loans. After two years, I saved enough to buy a car while working in several different trades, all the while figuring out my future path.

Now, in 2024, I’m about to go back to school for a new trade and am financially more secure. I manage a $3,500 credit balance every month, have about $4,000 invested in stocks, crypto, and a Tax-Free Savings Account (TFSA), and am staying well within my financial means. Thanks to Josh and the support of my family, I’m set up for a brighter financial future while pursuing a new career without risking financial hardship again.”